These Terms and Conditions (“Terms and Conditions”) set out the provisions pursuant to which a visitor or user of this website (“User”) is entitled to access the documents and information contained on this website (collectively, “Documents”). By clicking “I Agree,” and accessing the Documents, User agrees to be bound by and abide by these Terms and Conditions, and further agrees that the electronic acceptance is intended to have the same force and effect as if these Terms and Conditions were physically signed.